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Rates

LOC Mortgage Programs
Effective Date: Monday, December 5th, 2022
RateAPRPointsPayment Example
3/3 ARM - 15 Year
4.000% 5.855% 1.000pts $1,387.00
4.250% 5.875% 0.500pts $1,411.00
4.500% 5.901% 0.000pts $1,434.00
3/3 ARM - 30 Year
4.125% 6.480% 1.000pts $909.00
4.375% 6.270% 0.500pts $936.00
4.625% 6.286% 0.000pts $964.00
5/5 ARM - 15 Year
4.250% 5.388% 1.000pts $1,411.00
4.500% 5.460% 0.500pts $1,434.00
4.750% 5.532% 0.000pts $1,458.00
5/5 ARM - 30 Year
4.375% 5.847% 1.000pts $936.00
4.625% 5.896% 0.500pts $964.00
4.875% 5.946% 0.000pts $992.00
7/1 ARM - 15 Year
4.500% 5.467% 1.000pts $1,434.00
4.750% 5.577% 0.500pts $1,458.00
5.000% 5.687% 0.000pts $1,483.00
7/1 ARM - 30 Year
4.625% 6.074% 1.000pts $1,028.00
4.875% 6.224% 0.500pts $1,058.00
5.125% 6.301% 0.000pts $1,089.00
15 Year Fixed
5.875% 6.107% 0.625pts $1,570.00
6.000% 6.213% 0.375pts $1,582.00
6.125% 6.259% 0.000pts $1,595.00
30 Year Fixed
6.000% 6.037% 0.88% $1,199.00
6.125% 6.127% 0.63% $1,215.00
6.250% 6.229% 0.25% $1,231.00

All payment examples are based on a sample purchase transaction of $250,000 with 25% down and a FICO score of 740 or greater for a single family residence.

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