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Reminder to All Members- Items being sent by mail, including payments, should be sent to:

LOC Credit Union
22981 Farmington Road
Farmington, MI 48336


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Rates

LOC Mortgage Programs
Effective Date: Friday, August 12th, 2022
RateAPRPointsPayment Example
3/3 ARM - 15 Year
3.125% 4.735% 1.000pts $1,306.00
3.375% 4.759% 0.500pts $1,329.00
3.625% 4.783% 0.000pts $1,352.00
3/3 ARM - 30 Year
3.250% 5.100% 1.000pts $816.00
3.500% 5.117% 0.500pts $842.00
3.750 5.132% 0.000pts $868.00
5/5 ARM - 15 Year
3.375% 4.341% 1.000pts $1,329.00
3.625% 4.414% 0.500pts $1,352.00
3.875% 4.487% 0.000pts $1,375.00
5/5 ARM - 30 Year
3.500% 4.745% 1.000pts $842.00
3.750% 4.794% 0.500pts $868.00
4.000% 4.843% 0.000pts $895.00
7/1 ARM - 15 Year
3.625% 4.417% 1.000pts $1,352.00
3.875% 4.528% 0.500pts $1,375.00
4.125% 4.639% 0.000pts $1,399.00
7/1 ARM - 30 Year
3.750% 4.979% 1.000pts $868.00
4.000% 5.056% 0.500pts $895.00
4.250% 5.133% 0.000pts $922.00
15 Year Fixed
4.625% 4.881% 0.625pts $1,446.00
4.750% 4.930% 0.375pts $1,458.00
4.875% 5.056% 0.000pts $1,471.00
30 Year Fixed
5.125% 5.265% 0.88% $1,021.00
5.250% 5.3368% 0.63% $1,035.00
5.375% 5.460% 0.25% $1,050.00

All payment examples are based on a sample purchase transaction of $250,000 with 25% down and a FICO score of 740 or greater for a single family residence.

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