checking page tracking pixel

In the coming weeks, MemberFocus members will begin receiving their new VISA credit cards.

LOC Cards- Your new credit card can now be activated!
MemberFocus Cards- New credit cards cannot be activated or used until June 24

Click here to learn more about your new card.

See All | Contract
Apply Now

Credit Cards

Link placeholder

Everyday card options for you and your finances.

Visa® Platinum Credit Card

Do you have a department store or other store credit card with a high interest rate or a promotional rate that is about to expire? Are you looking to transfer balances from other high rate cards? Let us help in your journey to getting your finances together and erasing debt efficiently.

Our Visa® Platinum credit card offers:

  • No annual fee
  • Rates as low as 7.99% APR*
  • A generous grace period
  • No penalty APR
  • No cash advance fees
  • Complimentary around-the-clock fraud protection
  • Tap and Go payments for new and reissued cards issued after March 31, 2020
  • The option to load your card into your Digital Wallets and easily check out at your favorite store and more
  • Visa Purchase Alerts to help monitor your account against fraud

Apply Now

View rate and fee disclosures. 

Share Secured Visa® Credit Card

Build and improve your credit

LOC also offers a Share Secured Visa® credit card, which allows you to secure your credit limit with the funds in a sub-savings account. This is a perfect option for those looking to establish or improve their credit. Features include:

Secured funds are not available while the credit card is open.



Using Credit Cards

VISA Platinum Disclosures

View Full VISA Platinum Disclosure

LOC Visa Credit Card FAQs

Looking for debt consolidation options?

Our personal loan offers a fixed rate as low as 8.99% Fixed APR.

Learn more

Branch & ATMs

Find a Branch or ATM near you.

Click here

Make An Appointment

Contact Us

Call/Text Us: 800.837.4562

Email Us

LOC Credit Union facebook  LOC Federal Credit Union linkedin  LOC Federal Credit Union YouTube

Best of the Best

Find Us Call/Text Us
Back to Top