TruStage: Insurance the credit union way.
Insurance protection is part of a solid financial plan. From getting a good rate on coverage for your car to making sure your life insurance is adequate, dependable insurance coverage ensures financial relief when you need it. And along the way, you’ll take comfort in knowing you’re protected.
TruStage insurance products and programs help members protect what matters most. Backed by more than 80 years of working in partnership with credit unions and their members, you’ll find products and programs for life, car, accident death and dismemberment, and home and more. And they’re only available to credit union members like you.
Below you will find some of the available products and programs TruStage and LOC has to offer.
Accidental Death & Dismemberment Insurance
Accidents can happen anytime. Be prepared. A serious or fatal accident could change your family’s lives in a heartbeat. In fact, accidents are the fourth leading cause of death for people of all ages.1
That’s why as a LOC Credit Union member, you have access to $2000 of no-cost TruStage™ Accidental Death & Dismemberment (AD&D) Insurance that’s fully paid for by your credit union. All you need to do is claim it.
You could enroll in your no-cost coverage in just a few minutes. If you choose, additional insurance is available for you or maybe even your entire family, designed to be at budget-friendly rates. Your acceptance is guaranteed, with no health questions or medical exam.
Since accidents could happen anytime, there’s no better time to help protect the people who matter most to you. Claim your no-cost AD&D Coverage today!
Term Life Insurance
Expect the best out of life but be prepared.
You want the best for your family and that means planning for life’s “what ifs.” Like what if they had to make ends meet without your income.
With everything you think about every day, at least Life Insurance should be simple. That’s why TruStage™ Term Life Insurance^ is available entirely online. In fact, you could check “Life Insurance” off your to-do list in about 10 minutes:*
- 6-step application
- 100% online
- Just a few health questions
- No medical exam
- Instant decision (up to $100,000)
Don’t wait another day to be prepared. Get an instant quote designed to fit your budget.
Whole Life Insurance
You always try to do what’s right for your family’s security. Taking steps to help simplify the burden of your final expenses is just one more way to show you care.
TruStage™ Whole Life Insurance# pays an income tax-free, cash benefit that your family could use for any reason — like funeral expenses, mortgage payments or unpaid debts. Apply in minutes online or over the phone:
- Just a few questions
- No medical exam
- Instant quotes based on your budget
Prepare today for tomorrow.
Get an instant quote online based on your budget. Or, call LifeNumber and talk to a licensed agent.
1 Mortality in the United States, 2021, National Center for Health Statistics, 2022
TruStage™ Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), E10a-ADD-2012-LSCU, E10a-014-2012, E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA). © TruStage ADI-2951070.3
A tradition of strength: TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of December 2022 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third highest of 16 ratings. *Time estimate source: TruStage Internal Analytics Reporting, January 2022.
^TruStage™ Simplified Issue Term Life Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any financial institution. This is a term policy to age 80 that has premiums that increase when entering each five-year band: 25, 30, 35, 40, 45, 50, 55, 60, 65, 70, and 75. Approval is based on your answers to the questions on the application and additional information we obtain from other sources. Rates may be higher due to tobacco use. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705 Base Form Numbers: ICC16-A10a-039, A10a-039-2016, ICC17-SIT-2, 2017-SIT-2. © TruStage SIT1, SIT2-2947231.3
#TruStage™ Simplified Issue Whole Life Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Form Numbers: ICC17-SIWLLB, ICC17-SIWLNB, 2017-SIWLLB, 2017-SIWLNB. © TruStage WHL-2947118.3
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