TruStage: Insurance the credit union way.

Insurance protection is part of a solid financial plan. From getting a good rate on coverage for your car to making sure your life insurance is adequate, dependable insurance coverage ensures financial relief when you need it. And along the way, you’ll take comfort in knowing you’re protected.

TruStage insurance products and programs help members protect what matters most. Backed by more than 80 years of working in partnership with credit unions and their members, you’ll find products and programs for life, car, accident death and dismemberment, and home and more. And they’re only available to credit union members like you.

Below you will find some of the available products and programs TruStage and LOC has to offer.

car accident

Accidental Death & Dismemberment Insurance

Accidents can happen anytime. Be prepared.Accidents can happen anytime. Be prepared. A serious or fatal accident could change your family’s lives in a heartbeat. In fact, accidents are the fourth leading cause of death for people of all ages.1

That’s why as a LOC Credit Union member, you have access to $2000 of no-cost TruStage™ Accidental Death & Dismemberment (AD&D) Insurance that’s fully paid for by your credit union. All you need to do is claim it.

You could enroll in your no-cost coverage in just a few minutes. If you choose, additional insurance is available for you or maybe even your entire family, designed to be at budget-friendly rates. Your acceptance is guaranteed, with no health questions or medical exam.

Since accidents could happen anytime, there’s no better time to help protect the people who matter most to you. Claim your no-cost AD&D Coverage today!


family sitting on couch

Term Life Insurance

As a member of our credit union, you may qualify for TruStage Term Life Insurance with rates that can start at just $3.65/month. This policy from CMFG Life Insurance Company can help provide a financial safety net for your loved ones when they need it most. Learn more or call 855.612.7909 for information and details.


family sitting outside

Whole Life Insurance

TruStage Life Insurance policies help you protect the people who matter most in your life. And any amount of coverage can make a difference, from a small policy for final expenses to more coverage to protect the aspirations of growing families. Learrn more about this important coverage, get a quote or apply online today. You can also call 855.612.7909 for more information.

TruStage® Life Insurance, TruStage® AD&D Insurance and TruStage® Term Life Insurance are offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.


1 Mortality in the United States, 2021, National Center for Health Statistics, 2022

TruStage™ Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), E10a-ADD-2012-LSCU, E10a-014-2012, E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA). © TruStage


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