News & Financial Tips

• How to Stay Safe From Common Holiday Scams
  

  Every year, thousands of people fall victims to holiday scams and this year will likely be no different. Thankfully, there are a number of different ways you can help protect you and your finances.

• In the Market for a Used Vehicle? Consider These Tips Before Your Purchase
  

  While it’s easy to focus on the numbers like the age of the car, mileage and cost, you also want to make sure to select a car that fits your needs for however long you expect to have it.

• Sign Up for LOC's Parent Academy
  

  Our Parent Academy strives to ensure you and your teen are ready for all things financial. Sessions available in Farmington and Howell.

• Adjustable Rate Mortgages. Are They Right For You?
  

  In a rising rate environment, have you considered how an Adjustable-Rate Mortgage could help your hunt for a new home?

• Unique Mortgage Solutions
  

  While we know every home buying situation is unique, we've crafted a number of different programs that could fit each of your financing needs.

• Home Equity Loan vs Cash-Out Refinance
  

  A home equity loan and a cash-out refinance on your mortgage are two ways to access the value that has accumulated in your home. Although the loans are similar, they’re not the same.

• Is a Lease Buyout Right For You?
  

  When your lease is over, you could drop the car off with the dealer, sign a few papers, and walk away. But have you considered what comes next? Have you considered buying out your current lease?