Members have reported receiving a payment confirmation text message from 213-348-4928 claiming to be LOC Credit Union. The text message tells the member to visit a link in the message if they did not process the payment. Do NOT click on this link. This is a spoofing attempt to gain access to your online username and password. If you receive any suspicious text or email from what appears to be LOC Credit Union, please give us a call.  

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Explore Our Products & Services

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Auto Loans Built For Your Budget

No matter what your vehicle situation looks like, we want to help! Below are just a few reasons why you should consider LOC for your next auto loan!

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Fund Your Home Improvement Projects Today!

If you've ever dreamed of transforming your home just in time for the holiday to host that perfect family gathering while investing in long-term enhancements to elevate your home's comfort and value, then it's time to consider a Home Equity Loan from LOC Credit Union.

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Balance Transfer Offers
Built For You

Our Visa Platinum Credit Card is perfect if you are looking for an everyday good-value credit card or want to transfer balances from other high rate cards or cards with promotional rates expiring.  

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Protect Yourself From
Identity Theft & Scams

We want to ensure you and your finances are safe. Whether you’re traveling or staying home, we want you to be aware of the many ways you could fall victim to identity theft, phishing scams and more.

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Building Better
Money Habits

If finances are a source of worry in your life, you’re not alone. Poor money habits can create struggles in keeping up with expenses and make it difficult to reach your financial goals. 

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Let's Win Together

Are you ready to join LOC?

It’s easy to become a member of LOC Credit Union!

Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan.

A current or eligible member's immediate family (spouse, sibling, child, grandchild, parent, grandparent) or an individual living in the same household of a current or eligible member can also join LOC.

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Here to Help

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Digital Banking

Are you a digital banking user?
Login to send us a secure message

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Contact Us

Want to talk to someone?
Call: 800.837.4562
Text: 248.474.2200

Monday - Thursday 9 am to 5 pm
Friday 9 am to 6 pm
Saturday 9 am to 1 pm

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Make an Appointment

Need to come in to speak to someone? Make an appointment at one of our convenient locations.

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