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Let's win. Together.

At LOC Credit Union, we may look like a bank. But we’re really nothing like any bank you’ve seen. We don’t just want your business. We want you to win. Get out of debt. Out of worry. Out of fear. And into a whole new relationship with money. We’re vested and connected, helping each other win. Let us know what winning means for you. And let us help you get there!

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student run credit unions

Our Student-Run Credit Union Program is Gearing Up For Another School Year.

With the 2023-2024 school year kicking off, operations for our Student-Run Credit Union program are set to return in the coming weeks!

Follow the learn more button below to get additional information on the program, including the days of operation for each branch, so you know when your student can deposit.

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SavvyMoney is a comprehensive credit score program in our Digital Banking Solution that instantly provides you with free credit score analysis, your full credit report, monitoring, credit alerts, and personalized offers—all in one dashboard. 

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Great Lakes Adventures

If you’re in the market for a new or used boat or large recreational vehicle, or want to refinance a higher-rate boat or RV loan from another financial institution, LOC offers competitive financing to help keep your budget intact. 

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Unique Mortgage Solutions

Whether you're in the market to buy or build your first home, or seeking to refinance an existing mortgage, let us put our expertise to work for you. We'll be with you every step of the way to help you pursue your home ownership goals.

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Let's Win Together

Are you ready to join LOC?

It’s easy to become a member of LOC Credit Union!

Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan.

A current or eligible member's immediate family (spouse, sibling, child, grandchild, parent, grandparent) or an individual living in the same household of a current or eligible member can also join LOC.

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Here to Help

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Digital Banking

Are you a digital banking user?
Login to send us a secure message

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Contact Us

Want to talk to someone? Call or
text 800.837.4562

Monday - Thursday 9 am to 5 pm
Friday 9 am to 6 pm
Saturday 9 am to noon

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Make an Appointment

Need to come in to speak to someone? Make an appointment at one of our convenient locations.

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