As the end of the year approaches, it’s the perfect time to review your home and auto insurance coverage to make sure you’re protected for the year ahead! We encourage you to connect with our trusted partner, Member’s Home & Auto®, for a FREE, no obligation quote!

Advantage One Credit Union members overwhelmingly approved a merger with LOC Credit Union, with a systems integration and effective date of May 1, 2027! Click the learn more button below for additional information about this merger.
With unrivaled security and smart savings, it's simple. Our Premier Checking Account makes it easier to protect your finances, save money on everyday purchases and enjoy your life. That's something you can bank on!
In a world full of constantly evolving threats, it is as important as ever to remain diligent about your personal information, especially when it comes to your finances.
Keep a close eye on your credit report without impacting your credit score by using SavvyMoney inside the LOC Digital Banking App!
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It’s easy to become a member of LOC Credit Union!
Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan.
A current or eligible member's immediate family (spouse, sibling, child, grandchild, parent, grandparent) or an individual living in the same household of a current or eligible member can also join LOC.
Want to talk to someone?
Call: 800.837.4562
Text: 248.474.2200
Monday - Thursday 9 am to 5 pm
Friday 9 am to 6 pm
Saturday 9 am to 1 pm
Need to come in to speak to someone? Make an appointment at one of our convenient locations.