With LOC Credit Union by your side, you’ll know what’s happening with your accounts at all times. Setting up account alerts will keep you informed of your account activity and help protect your accounts from fraud.
You can customize the alerts that you’d like to receive. Get alerted when there is login activity, keep track of your account and loan balances, receive real-time transaction updates, get reminders about loan due dates, and much more.

Members have reported receiving phone calls and text messages from scammers claiming to be the LOC Credit Union Fraud Department. Scammers are spoofing LOC’s name and phone number in an attempt to steal your card information by asking you to verify recent purchases or other sensitive account information.
LOC will NEVER contact you directly for your card details or any other sensitive information. Even if the caller ID reads LOC, hang up immediately and contact us directly at 800.837.4562.
Easily check balances, transfer funds, deposit checks, manage your cards and more all from your phone with the LOC Digital Banking App. Simple, fast and designed to fit your needs.
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For many, debt consolidation provides peace of mind, improved cash flow, and a clearer path towards long-term financial wellness. Get started today!
LOC's Visa Credit Card gives you the flexibility, security and purchasing power you need for everyday spending and life's biggest moments.
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It’s easy to become a member of LOC Credit Union!
Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan.
A current or eligible member's immediate family (spouse, sibling, child, grandchild, parent, grandparent) or an individual living in the same household of a current or eligible member can also join LOC.
Want to talk to someone?
Call: 800.837.4562
Text: 248.474.2200
Monday - Thursday 9 am to 5 pm
Friday 9 am to 6 pm
Saturday 9 am to 1 pm
Need to come in to speak to someone? Make an appointment at one of our convenient locations.