All LOC Financial Success Centers and our Contact Center will be closed on Monday, May 26 in observance of Memorial Day.
Click here for ways to conduct business while we're closed.

Location Rates
Open an Account Make an Appointment #272479812 Call LOC 800-837-4562
Go to main content
FORGOT USERNAME?
FORGOT PASSWORD? REGISTER

Explore Our Products & Services

Auto LoansAuto LoansCredit CardsCredit CardsSavings GoalsSavings GoalsChecking AccountsChecking Accounts

View All Rates Apply For a Loan Calculators

couple riding on boat

Get Out on The Open Water!

With competitive rates and flexible repayment terms, we make it easier for you to finance your dream boat and enjoy endless adventures on the water. Whether you're exploring the pristine lakes or cruising along the scenic coastlines, our boat loan options are designed to fit your needs and budget. Don't miss the chance to take full advantage of the Great Lakes State this year with an affordable boat loan from LOC Credit Union with rates available as low as 6.29% Fixed APR.

Members of our Heroes Program are eligible to save an additional 0.30% Fixed APR off our lowest rates!

Learn More

 

happy couple sitting on couch enjoying life

Reach New Heights
With Credit Goals

Credit Goals is your built-in guide to improving your credit health—available right within your Digital Banking app using SavvyMoney.

Whether you're aiming to boost your score, prepare for a big purchase, or simply stay on track, Credit Goals helps you:

  • Set personalized credit score goals
  • Track your progress over time
  • Stay motivated with milestone updates
  • Score big with smarter credit habits

It’s all a part of SavvyMoney—no extra steps, just simple, actionable progress toward your goals!

Learn More

 

You Might Also Like

older couple sitting on couch enjoying each others company
Fraud Prevention
Lunch & Learn

Join us in Farmington on Wednesday, June 18 for a free Lunch and Learn as we cover ways to educate and protect you and your loved ones from fraud.

Read More

young couple using credit card
Control Your Cards
From Anywhere

Card Management in Digital Banking puts you in control of your cards and can help prevent fraud from occurring on your accounts.

Read More

couple working on home project
Increase The Value
Of Your Home

You may be looking to make some changes or improvements to your home. Are you feeling strapped for cash? Did you know you can tap into the equity of your home with a home equity loan with LOC?

 Read More

 

logo mask
Let's Win Together

Are you ready to join LOC?

It’s easy to become a member of LOC Credit Union!

Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan.

A current or eligible member's immediate family (spouse, sibling, child, grandchild, parent, grandparent) or an individual living in the same household of a current or eligible member can also join LOC.

Join Now

 

Here to Help

online banking icon
Digital Banking

Are you a digital banking user?
Login to send us a secure message

phone icon
Contact Us

Want to talk to someone?
Call: 800.837.4562
Text: 248.474.2200

Monday - Thursday 9 am to 5 pm
Friday 9 am to 6 pm
Saturday 9 am to 1 pm

appointment icon
Make an Appointment

Need to come in to speak to someone? Make an appointment at one of our convenient locations.

Go to main navigation