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Refinance Your Auto Loan Today!

Whether you financed at the dealership or with another financial institution, we'd love the opportunity to refinance your loan and look into getting you a lower interest rate! We could help you save hundreds and sometimes thousands of dollars over the life of your loan by refinancing your auto loan with LOC with rates available as low as 5.95% Fixed APR!

Refinance Today!


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Get Paid to Refer Family & Friends to LOC!

Refer a friend or family member to LOC and if they sign up for an eligible product, you'll both earn $50!

The $50 incentive is paid to both the existing member and the referred member when the referred member opens a new account and closes on a new auto, home equity loan or mortgage. This offer is only good for new accounts opened at our Brighton branch. 

Start Referring Today!


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Make the Switch
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Membership is open to anyone who lives, works, worships, attends school or in the State of Michigan.  Businesses located in Michigan are also eligible for membership.

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Make Your Dream
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If you've ever asked yourself if there was an option to get a lower rate or a way to get a lower payment when looking at purchasing a home in the current market conditions, you are not alone. Found out how our ARMs can help!

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Take Control
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Card Management in Digital Banking puts you in control of your cards and helps prevent fraud from occurring on your accounts.

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Let's Win Together

Are you ready to join LOC?

It’s easy to become a member of LOC Credit Union!

Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan.

A current or eligible member's immediate family (spouse, sibling, child, grandchild, parent, grandparent) or an individual living in the same household of a current or eligible member can also join LOC.

Join Now


Here to Help

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Digital Banking

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Contact Us

Want to talk to someone?
Call: 800.837.4562
Text: 248.474.2200

Monday - Thursday 9 am to 5 pm
Friday 9 am to 6 pm
Saturday 9 am to 1 pm

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Make an Appointment

Need to come in to speak to someone? Make an appointment at one of our convenient locations.

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