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Make every dollar matter.

One of the most important aspects of your finances is saving—especially for those expected and unanticipated expenses.  This will keep you from relying on credit to pay in these situations. Options include:

  • Regular Savings - This account is required when you join and represents your member share and must remain on deposit in order to keep your membership active. It also acts as an overdraft option for your checking account.  Regular Savings accounts are available to members of our Quacker and Teen Club programs.
  • Christmas Club- Save separately from your holiday shopping. Your money is automatically transferred to your checking account in November but is available to you at any time without penalty.
  • Vacation Club Account – Save separately for that dream vacation.
All savings accounts:
  • Earn dividends compounded daily and paid quarterly*
  • Are available in online, mobile and automated telephone banking for balance, transaction history and transfers

* $100 minimum balance required to earn dividends if age 18 or older.


Not Yet A Member?

It’s easy to become a member of LOC Credit Union by using our online membership! 

Membership is open to anyone who lives, works, worships, attends school or volunteers in Livingston or SW Oakland County. 

A current or eligible member's immediate family (spouse, sibling, child, grandchild, parent, grandparent) or an individual living in the same household of a current or eligible member can also join LOC.

Join Now

Looking for options for your kids?

Quackers and Teen Clubs are the perfect fit.

Learn More

Branch & ATMs

Find a Branch or ATM near you.

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Contact Us

Call/Text Us: 800.837.4562

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