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In the coming weeks, MemberFocus members will begin receiving their new VISA credit cards.

LOC Cards- Your new credit card can now be activated!
MemberFocus Cards- New credit cards cannot be activated or used until June 24

Click here to learn more about your new card.

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Skip a payment

When life throws you a financial curveball.

Sometimes life happens.  And despite good intentions, you need a little extra money to help get you through. 

For a $25 fee, LOC offers Skip a Pay to help in these situations. When you use this option on your LOC loan,* you can take the money you’d normally use to pay your loan to cover:

  • Daily finances
  • Unexpected medical bills
  • Home or auto repairs
  • A larger-than-expected tuition bill
  • Extra money for the holidays

Request a Skip

*Non-eligible loans include mortgages, VISA© credit cards, home equity lines of credit, unsecured lines of credit and any loan being paid by credit union disability insurance.

How about a personal loan?

Our personal loan offers a fixed rate as low as 8.99% Fixed APR.

Learn more

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