Are you feeling overwhelmed with high-interest rate debt that seems to be taking years to pay off? Let LOC help with one of our many debt consolidation options. 

Debt Consolidation Couple

Leverage Your Home's Equity

Make the most of your home's equity by taking advantage of the value you've been building to consolidate high-interest debt.

LOC offers two options to tap in to your equity—a fixed-term loan and a line of credit.  Regardless of the option that’s right for you, you’ll enjoy competitive rates, no closing costs, annual fees and application fees.

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Personal Loans

A great way to more easily manage your debt is with one simple personal loan payment featuring a lower interest rate with fixed term.  We offer both short and long term personal loan options.

Our team of experts can provide a personal loan review to show you how it could be the best way for settling credit card debt.

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Credit Card Balance Transfer

Transferring your balances to from higher-rate cards to a single lower rate card can help you save on your interest charges--especially if a promotional balance transfer rate is being offered. 

See Credit Card Options


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Let's Win Together

Are you ready to join LOC?

It’s easy to become a member of LOC Credit Union!

Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan.

A current or eligible member's immediate family (spouse, sibling, child, grandchild, parent, grandparent) or an individual living in the same household of a current or eligible member can also join LOC.

Join Now


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