Are you feeling overwhelmed with high-interest rate debt that seems to be taking years to pay off? Let LOC help with one of our many debt consolidation options. 

Debt Consolidation Couple

Leverage Your Home's Equity

Make the most of your home's equity by taking advantage of the value you've been building to consolidate high-interest debt.

LOC offers two options to tap in to your equity—a fixed-term loan and a line of credit.  Regardless of the option that’s right for you, you’ll enjoy competitive rates, no closing costs, annual fees and application fees.

Learn More

 

 

young person review financials on laptop

Personal Loans

A great way to more easily manage your debt is with one simple personal loan payment featuring a lower interest rate with fixed term.  We offer both short and long term personal loan options.

Our team of experts can provide a personal loan review to show you how it could be the best way for settling credit card debt.

Learn more

 

couple reviewing debt consolidation options with expert

Credit Card Balance Transfer

Transferring your balances to from higher-rate cards to a single lower rate card can help you save on your interest charges--especially if a promotional balance transfer rate is being offered. 

See Credit Card Options

 

logo mask
Let's Win Together

Are you ready to join LOC?

It’s easy to become a member of LOC Credit Union!

Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan.

A current or eligible member's immediate family (spouse, sibling, child, grandchild, parent, grandparent) or an individual living in the same household of a current or eligible member can also join LOC.

Join Now

 

You Might Also Like

avoid the pitfalls of 0% financing
Avoid the Pitfalls of
0% Financing 

Before making a decision on a 0% financing offer, it’s important to review some of the pros and cons and make sure you can financially afford to go that route. 

Read More

how to select the right credit card
Finding the Right
Credit Card

With so many options available to consumers today, it’s best to do your research and find out which card is right for you and your financial situation. 

Read More

learn about debt consolidation options
Is Debt Consolidation Right for You?

Are you trying to eliminate debt and dig yourself out of a financial hole that seems to be getting deeper every day? Find out if debt consolidation is a good option for you.

Read More

 

Here to Help

online banking icon
Digital Banking

Are you a digital banking user?
Login to send us a secure message

phone icon
Contact Us

Want to talk to someone? Call or
text 800.837.4562

Monday - Thursday 9 am to 5 pm
Friday 9 am to 6 pm
Saturday 9 am to 1 pm

appointment icon
Make an Appointment

Need to come in to speak to someone? Make an appointment at one of our convenient locations.