A fast, secure and easy way to pay.

You can now link your LOC Visa® Debit and LOC Visa® Credit Card to your digital wallets! LOC has partnered with Apple®, Google, Samsung, Garmin and Fitbit to provide you with new, easy and secure ways to checkout at your favorite retailer or from the comfort of your own home without the hassle of having to find the card in your wallet. Quickly turn your mobile device or smart watch into your preferred method of payment for purchases in-store, online and within apps.

Apple Pay™

Apple Pay is easy and works with the Apple devices you use every day. You can make secure purchases in stores, in apps and on the web. And you can send and receive money from friends and family directly within iMessages.

Follow the steps below to setup Apple Pay on your iPhone®:

1. Open the Wallet app on your iPhone 6 or later and tap the (+) to add an LOC card and then click continue.
2. Use your digital device’s camera to take a picture of the front of your card, or enter your card information yourself.
3. Verify the name on the card and enter the expiration date and 3-digit CVV security code, which can be found on the back of your LOC card.
4. Agree to the terms and conditions.
5. To finish, you may be asked to verify your card via text, e-mail or phone call. This is a normal part of the Apple Pay set up process and does not indicate a problem with your account or card.

Follow the steps below to setup Apple Pay on your Apple Watch:

1. Open the Apple Watch app on your iPhone and tap Wallet & Apple Pay. Then tap Add a new Credit or Debit Card.
2. Use your digital device’s camera to take a picture of the front of your card, or enter your card information yourself.
3. Verify the name on the card and enter the 3-digit CVV security code, which can be found on the back of your LOC card.
4. To finish, you may be asked to verify your card via text, e-mail or phone call. This is a normal part of the Apple Pay set up process and does not indicate a problem with your account or card.

Google Pay

Google Pay is the fast, simple way to pay on sites, in apps, and in stores using the cards saved to your Google Account. It protects your payment info with multiple layers of security and makes it easy to send money, store tickets, or cash in on rewards – all from one convenient place.
Compatible with any Android smartphone or tablet running Android 4.4 or above

1. Open the Google Pay App on your device and tap the (+) sign.
2. Use your digital device’s camera to take a picture of the front of your card, or enter your card information yourself.
3. Provide all additional information to verify and activate your card.
4. To finish, you may be asked to verify your card via text, e-mail or phone call. This is a normal part of the Google Pay set up process and does not indicate a problem with your account or card.

Samsung Pay

The latest Samsung devices work at most of your favorite places, making Samsung Pay a fast and easy way to checkout anywhere you go and is available virtually wherever you can swipe or tap your card.

1. Open the Samsung Pay app. When prompted, tap “Add” at the bottom of the screen to access options to add your card.
2. Agree to terms and services.
3. Create a 4-digit Samsung Pay PIN for payment authentication and app protection.
4. Use your digital device’s camera to take a picture of the front of your card, or enter your card information yourself.
5. Verify your card’s 3-digit CVV security code which can be found on the back of your LOC card and your billing zip code.
6. Agree to terms of service.
7. To finish, you may be asked to verify your card via text, e-mail or phone call. This is a normal part of the Samsung Pay set up process and does not indicate a problem with your account or card.

Garmin Pay

Your Garmin device may already be an important part of your everyday life, but with Garmin Pay, you’ll have more uses for it than ever before. Garmin Pay is a contactless payment solution designed for people who are always on the move. Whether you grab a cup of coffee after your morning run or get a bite to eat while out on a ride, Garmin Pay lets you make purchases quickly and almost effortlessly with nothing needed but your watch. No wallet? No phone? No problem.

1. Open the Garmin Connect™ Mobile app and access the menu.
2. Select Garmin Devices, and select your device.
3. Select Garmin Pay > Create Your Wallet.
4. Follow the on-screen instructions (creating a 4-digit pin and adding your card information)

Fitbit Pay

Fitbit Pay* makes shopping at your favorite places more seamless than ever. Use the Fitbit app to add your LOC credit or debit card. Then, use your watch to complete purchases worldwide—at any store that accepts wallet-free payments.

1. Open the Fitbit App and select the Fitbit Wallet. Make sure your Fitbit device is nearby.
2. If you have not already set one up, you will need to create a four-digit pin for your Fitbit device.
3. Type in card info including name, number, expiration date and the 3-digit CVV security code.
4. Verify your address and then submit and choose “Agree to terms”

*Fitbit Pay is only available on Fitbit Ionic, Fitbit Versa special editions and Charge 3 special editions.

Digital Wallet Option for Web-Based Options

Don’t have your mobile device or smart watch handy? No worries! You can also take advantage of using Visa Secure Remote Commerce while shopping online. When you use the Visa Secure Remote Commerce to store your LOC Visa® debit and/or credit card details, you can avoid the hassle of entering your payment and shipping information each time you make an online purchase from any device. Plus, your information is stored in a single, secure website versus storing your card details on multiple websites you frequent.

Do you need assistance in getting started? We’re here to help you get your digital wallets up and running. Stop in to any branch or schedule an appointment today!

Look for your digital wallet icon or the contactless payment symbol at in-store checkout.

Please visit Google Pay, Samsung Pay, Apple Pay, Garmin Pay and Fitbit Pay for the most up-to-date information and further technical assistance. LOC Credit Union is not responsible for the features or functionality of the services.

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
Android, Google Pay and Google Play are trademarks of Google Inc.
Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd
Fitbit and Fitbit Pay are registered trademarks of Fitbit, Inc. Garmin®, the Garmin logo, and ANT® are trademarks of Garmin Ltd.

Visa Secure Remote Commerce

Online buying is evolving so you can pay with fewer clicks. Wherever you see this icon and Visa credit or debit is accepted, paying online with your LOC Visa card is:

Easy

This icon means you no longer have to enter 16-digit primary account numbers, look up passwords, or fill out long forms to make a purchase online where Visa credit or debit is accepted.

Smart

Wherever you see this icon and Visa credit or debit is accepted, you’ll enjoy the same time-saving digital checkout.

Secure

When you click to pay with Visa, you can be assured that Visa's global payment network is always looking out for you - fighting fraud, reducing risk, and helping to make transactions fast and worry-free. Visa users multiple layers of payment security, and its anti-fraud detection system monitors every payment in real time, analyzing more than 500 unique risk attributes. We will continue working closely with Visa to safeguard your sensitive payment information and prevent unauthorized use of your card. Protecting you is our top priority.

Call to Action

Click to pay with your LOC Visa when you see this icon where Visa credit or debit is accepted

 

Enroll In Visa® Secure Remote Commerce

There’s no cost to enroll your cards with this service, and no cost when you use the service to complete a transaction. Simply click on the link below to get started.

LEARN MORE

Digital Wallet FAQs