buying a home family

Find your dream home & let us do the rest!

At LOC Credit Union, we don't just want your mortgage business, we understand how important a home can be to your quality of life, both emotionally and financially. Whether you're in the market to buy or build your first home, or seeking to refinance an existing mortgage, let us put our expertise to work for you. We'll be with you every step of the way to help you pursue your home ownership goals thanks to our:

  • Great low rates and custom mortgage products
  • Very competitive fees and closing costs

 

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Unique mortgage solutions
built for you

In addition to our standard mortgage offerings, we have a number of unique financing options when it comes to buying a home. While we know every buying situation is unique, we've crafted a number of different programs that could fit each of your financing needs.
 
  • Adjustable Rate Mortgages (ARMs)
  • Non-Warrantable Condos

Ready to Make the Big Move? Start Your Application Today!

 

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Looking for mortgage rates?

Embarking on the journey to homeownership is a thrilling milestone. By getting a personalized rate quote tailored to your unique financial picture, you'll gain the confidence and clarity to take the next step. Buying a home is more than just numbers, it's a custom-built plan to turn your vision of home into reality. Let LOC Credit Union help you unlock that door with ease.

Get a Personalized Rate Quote Today!

Contact Us for More Information

 

Let's Turn Those Amazon Boxes Into Moving Boxes!

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Let Us Help Make Your
Dream Home a Reality

Let us help you make the big move!

Start Today

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Get Our Free
Homebuying Guide

Unlock so much more than your front door with our free homebuying guide. Packed full of all the information and resources you need throughout the homebuying process.

Learn More

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It's Time to
Get Moving!

Follow the link below to get the application process started today.

Apply Now!

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Let's Win Together

Are you ready to join LOC?

It’s easy to become a member of LOC Credit Union! 

Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan. 

A current or eligible member's immediate family (spouse, sibling, child, grandchild, parent, grandparent) or an individual living in the same household of a current or eligible member can also join LOC.

Join Now

 

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Two exclusive group discounts and experienced professionals to make saving on your insurance easy!

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Maximize The Equity
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Our home equity offerings could be a great way to consolidate debt, remodel, repair or enlarge your home.

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Here to Help

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Digital Banking

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Contact Us

Want to talk to someone?
Call: 800.837.4562
Text: 248.474.2200

Monday - Thursday 9 am to 5 pm
Friday 9 am to 6 pm
Saturday 9 am to 1 pm

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Make an Appointment

Need to come in to speak to someone?  Make an appointment at one of our convenient locations.