
Find your dream home & let us do the rest!
At LOC Credit Union, we don't just want your mortgage business, we understand how important a home can be to your quality of life, both emotionally and financially. Whether you're in the market to buy or build your first home, or seeking to refinance an existing mortgage, let us put our expertise to work for you. We'll be with you every step of the way to help you pursue your home ownership goals thanks to our:
- Great low rates and custom mortgage products
- Very competitive fees and closing costs

Unique mortgage solutions
built for you
- Adjustable Rate Mortgages (ARMs)
- Non-Warrantable Condos

Looking for mortgage rates?
Embarking on the journey to homeownership is a thrilling milestone. By getting a personalized rate quote tailored to your unique financial picture, you'll gain the confidence and clarity to take the next step. Buying a home is more than just numbers, it's a custom-built plan to turn your vision of home into reality. Let LOC Credit Union help you unlock that door with ease.
Let's Turn Those Amazon Boxes Into Moving Boxes!


Get Our Free
Homebuying Guide
Unlock so much more than your front door with our free homebuying guide. Packed full of all the information and resources you need throughout the homebuying process.

It's Time to
Get Moving!
Follow the link below to get the application process started today.


Are you ready to join LOC?
It’s easy to become a member of LOC Credit Union!
Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan.
A current or eligible member's immediate family (spouse, sibling, child, grandchild, parent, grandparent) or an individual living in the same household of a current or eligible member can also join LOC.
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Best-in-Market
Auto Loans
We can make that dream vehicle more affordable and within your reach thanks to our best-in-market auto loans.

Don't Overpay For
Homeowners Insurance
Two exclusive group discounts and experienced professionals to make saving on your insurance easy!

Maximize The Equity
In Your Home
Our home equity offerings could be a great way to consolidate debt, remodel, repair or enlarge your home.
Here to Help

Contact Us
Want to talk to someone?
Call: 800.837.4562
Text: 248.474.2200
Monday - Thursday 9 am to 5 pm
Friday 9 am to 6 pm
Saturday 9 am to 1 pm

Make an Appointment
Need to come in to speak to someone? Make an appointment at one of our convenient locations.