*Parent or Legal Guardian must be joint on the account to be eligible for all services until age 18.
It's never too early to start saving
Join hundreds of members age 12 and under* with a kid account. These accounts are specifically designed to meet the needs of our young members. This is a great way to learn about financial responsibility and have fun at the same time. Some of the benefits of this program include:
- Quarterly statements detailing activity
- Access to one of 19 student-run credit unions in Farmington, Hartland and Howell Schools
There are no account fees for kid accounts. Plus, you can watch your savings grow as we pay quarterly dividends on the balance in your account. There is no minimum balance required to earn dividends, but there is a minimum of $5 to open the account.
If you're between the ages of 13 to 17*, LOC Credit Union has a program designed especially for you. Account and services options depend on the age of the teen:
- Savings Account
- Checking Account
- Debit Card
- Digital Banking
- Mobile Deposit at age 16
- Mobile Wallet
- And more!