free checking

Open a free LOC checking account with no minimum balance requirements and no monthly fee.

When you compare our checking account to other types of checking accounts from banks and financial providers, you'll find that it is one of the best checking account options available. Whether you are looking for a joint checking account, teen checking account or college checking account, our Free Checking is a perfect fit. In addition, we also offer a Secure Checking with ID Protect option.


Features & Benefits

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Direct Deposit

You can set up your checking account for direct deposit of payroll, pension and social security.

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Debit Card and ATM Access

Easily pay for purchase with a Visa Debit Card tied to your checking account.  Plus, enjoy fee-free withdrawals at more than 30,000 CO-OP Network ATMs. Learn more

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Digital Access

Free Digital Banking with bill pay, movement movement options, mobile deposit, estatements, alerts and more.

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Move Money

Use digital banking to pay bills from your checking account and to transfer funds between your LOC accounts and accounts you have elsewhere. Learn More.