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In the coming weeks, MemberFocus members will begin receiving their new VISA credit cards.

 These new credit cards cannot be activated or used until June 24

Click here to learn more about your new card.

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Join Today

Watch your savings grow.

Are you interested in saving money at a higher rate while still having access to your money? Our insured money fund account is just what you’re looking for. 

  • Minimum of $2,500 to open the account
  • Must maintain at least $2,500 to earn dividends
  • Competitive rates, tiered based on your balance
  • Dividends compounded and paid monthly
  • Federally insured by the NCUA


Money Fund (Variable)
Effective Date: Thursday, June 8th, 2023
Minimum Deposit AmountRateAPYDividends Paid
$2,500-$9,999 0.35% 0.35% Monthly
$10,000-$49,999 0.50% 0.50% Monthly
Over $50,000 0.60% 0.60% Monthly

APY = Annual Percentage Yield

Dividends are calculated using the daily balance, paid and compounded monthly. $2500 minimum balance required to open and to earn dividends. Dividend rate is subject to change at any time.


Not Yet A Member?

It’s easy to become a member of LOC Credit Union! 

Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan. 

A current or eligible member's immediate family (spouse, sibling, child, grandchild, parent, grandparent) or an individual living in the same household of a current or eligible member can also join LOC.

Join Now

Looking for more options?

Check out our wealth management services.

Learn more 

Branch & ATMs

Find a Branch or ATM near you.

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Make An Appointment

Contact Us

Call/Text Us: 800.837.4562

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