Make higher education happen with LOC & Sallie Mae®

Whether you're an undergraduate, graduate, or career training student, we have loans to help you reach your education goals with confidence. Student loans from LOC Credit Union in partnership with Sallie Mae® could help meet your needs thanks to competitive variable and fixed interest rates, no origination fee or prepayment penalty and multiple repayment options.

Learn Which Loan is Right For You

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Student loans available for:

  • Undergraduate
  • Graduate School
  • MBA
  • Medical or Dental School
  • Law School
  • And More!

Features & Benefits

Multiple Repayment Options 

Deferred repayment, interest repayment or fixed repayment.

Auto-Debit Discount

Get a 0.25 percentage point interest rate reduction when you enroll in and make monthly payments by auto debit.

Borrow a Little, Borrow it All

Borrow from $1,000 up to 100% of the school-certified expenses.

Cosigner Release

Apply to release your cosigner from your loan after you graduate. Restrictions apply.

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Let's Win Together

Are you ready to join LOC?

It’s easy to become a member of LOC Credit Union! 

Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan. 

A current or eligible member's immediate family (spouse, sibling, child, grandchild, parent, grandparent) or an individual living in the same household of a current or eligible member can also join LOC.

Join Now


Here to Help

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Contact Us

Want to talk to someone? Call or text 800.837.4562

Monday - Thursday 9 am to 5 pm
Friday 9 am to 6 pm
Saturday 9 am to 1 pm

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Make an Appointment

Need to come in to speak to someone?  Make an appointment at one of our convenient locations. 

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