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Dedicated to taking you further

LOC Credit Union today is a combination of two credit unions formed in 2022 as a result of a merger between LOC Federal Credit Union and MemberFocus Community Credit Union. Both institutions were originally founded to serve employees of the school districts in the communities in which they were located.

We take pride in our deep roots beginning in 1935 as Fordson Teachers’ Credit Union and in 1950 as Farmington Township School Employees Federal Credit Union.

Today as a state-chartered credit union, LOC serves 33,000 members and has approximately $465 million in assets. We provide members with a full range of products and services to meet their needs from basic checking accountsunique mortgage and home equity solutions, to robust Digital Banking, as well as award-winning wealth management options.

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Loving Our Communities:

LOC has a long history of supporting our schools and our communities.  In 1995, we opened our first student-run credit union in Farmington Hills East Middle School.  This program has grown to include 19 school partners in Farmington, Howell and Hartland. 

To further our efforts to equip youth with the necessary skills for better money management, LOC often presents Financial Wellness Webinars, in-class presentations, experiences and more. Additionally, LOC supports many organizations and initiatives throughout the counties we serve.

Download Our Annual Report


Our Combined Historical Timeline

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Here to Help

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Digital Banking

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Contact Us

Want to talk to someone? Call or
text 800.837.4562

Monday - Thursday 9 am to 5 pm
Friday 9 am to 6 pm
Saturday 9 am to 1 pm

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Make an Appointment

Need to come in to speak to someone? Make an appointment at one of our convenient locations.

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