Visa® Platinum Credit Card
Rates as low as 7.99% APR
Our Visa Platinum Credit Card is perfect if you are looking for an everyday good-value credit card or want to transfer balances from other high rate cards or cards with promotional rates expiring. Our cards offers:
- No annual fee
- A generous grace period
- No penalty APR
- No cash advance fees
Share Secured Visa® Credit Card
LOC also offers a Share Secured Visa® credit card, which allows you to build your credit while securing your limit with the funds in a sub-savings account. Secured funds are not available while the credit card is open. Features include:
- A low 6.00% APR
- No annual fee
|Loan Type||Fixed APR As Low As||Credit Limit|
|Share Secured VISA||6.00%||$30,000.00|
APR = Annual Percentage Rate
Rate and term may vary based on credit score.
Should I transfer my credit card balances?
You might realize significant monthly interest savings by transferring your higher rate credit card balances to a lower rate credit card. Use this balance transfer calculator to help determine those potential savings.
Are you ready to join LOC?
It’s easy to become a member of LOC Credit Union!
Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan.
A current or eligible member's immediate family (spouse, sibling, child, grandchild, parent, grandparent) or an individual living in the same household of a current or eligible member can also join LOC.
You Might Also Like
Avoid the Pitfalls of 0% Financing
Before making a decision on a 0% financing offer, it’s important to review some of the pros and cons and make sure you can financially afford to go that route.
Finding the Right Credit Card
With so many options available to consumers today, is a credit card with rewards worth it in the long run?
Personal Loans vs Balance Transfers
Are you facing an uphill battle against debt that you just can’t seem to win? Found out which option is best for you and your finances.
Here to Help
Are you a digital banking user?
Login to send us a secure message
Want to talk to someone? Call or
Monday - Thursday 9 am to 5 pm
Friday 9 am to 6 pm
Saturday 9 am to noon
Make an Appointment
Need to come in to speak to someone? Make an appointment at one of our convenient locations.