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In the coming weeks, MemberFocus members will begin receiving their new VISA credit cards.

LOC Cards- Your new credit card can now be activated!
MemberFocus Cards- New credit cards cannot be activated or used until June 24

Click here to learn more about your new card.


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Heroes Program

LOC Heroes Program

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Loving Our Community Heroes members enjoy special rates and benefits as a thank you for all you do for our communities! Now available to educators!

Eligible groups include:

  • Military: Active Duty, Reserve, Retired and Veterans of any United States military division
  • Law Enforcement: Currently Employed or Retired or Reserve from any local police department, sheriff, state or federal agencies to include FBI, CIA, DEA, ATF, U.S. Marshall, Customs, Border Protection and Secret Service.
  • Fire Protection: Currently Employed, Retired or Reserve from any local fire department, airport authorities and federal and state wildfire services.
  • Health Care: Those currently employed or retired from the health care industry including physicians, nurses, aides. residents, interns and fellows
  • Education: Anyone who is currently employed or retired from a public or private school system, college-level or trade school. This includes educators and any support staff (office, guidance, resource, maintenance, transportation, etc.).

Benefits

Additionally, we'd like to remind you of some of the everyday benefits your LOC membership provides:

Current Heroes Program Rates

Heroes Certificate & IRA Rates
Effective Date: Sunday, May 28th, 2023
Minimum certificate deposit of $250 required.
Account TypeRateAPYDividends PaidPenaltiesNote
12 Month Heroes Cert / IRA 3.100% 3.140% Monthly 180 days*   
15 Month Heroes Cert / IRA 4.350% 4.440% Monthly 180 days*  Auto-renews into a 12-month CD at maturity
18 Month Heroes Cert / IRA 3.600% 3.660% Monthly 180 days*   
22 Month Heroes Cert / IRA 4.600% 4.700% Monthly 180 days*  Auto-renews into a 18-month CD at maturity
24 Month Heroes Cert / IRA 1.850% 1.870% Monthly 180 days*   
36 Month Heroes Cert / IRA 1.850% 1.870% Monthly 180 days*   
48 Month Heroes Cert / IRA 2.100% 2.120% Monthly 180 days*   
60 Month Heroes Cert / IRA 2.100% 2.120% Monthly 180 days*   

APY = Annual Percentage Yield

$1,000 minimum deposit required to earn Heroes Certificate rates.

* Penalty for early withdrawal of funds may apply on Certificate products.

This benefit does not apply to current rate specials for the products listed above.

Heroes CD/IRA CD rates only apply to those opened after program enrollment. If you have an existing CD/IRA CD prior to enrollment, contact us at maturity to switch your CD/IRA CD type to Heroes. 

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Are You An Existing Member?

Just give us a call or visit a branch. Please make sure you are able to provide one piece of identification that signifies you as a member of one of these qualifying groups  upon request!

Contact Us   

Not A Member?

Becoming a member and enrolling in our Loving Our Community Heroes program is easy! Please make sure you are able to provide one piece of identification that signifies you as a member of one of these qualifying groups during the new member application process upon request.      

Join Today   

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