Welcome to LOC Credit Union serving the banking needs of all of Livingston County including the communities of Howell, Brighton, Fowlerville, and Pinckney
3020 E. Grand River Ave
Howell, MI 48843-8510
Monday-Friday: 10 am - 5 pm
Saturday: 9 am - noon
Monday - Friday 9 am - 10 am
Friday: 5 pm - 6 pm
Monday - Thursday: 9 am - 5 pm
Friday: 9 am - 6 pm
Saturday : 9 am- noon
Drive-up ATM (Deposit-taking; no envelope required)
Howell Mortgage and Home Equity Loans
Looking to buy a home or refinance a home in Livingston County? Turn to LOC Credit Union as your preferred mortgage lender with our Real Estate Lending expert, Bill Cook.
> Learn more about home financing
If you are a looking to make an update to an existing home or just want to leverage its equity, LOC Credit Union can provide both fixed-term and line of credit home equity loans. Instead of interest rates solely dependent on your credit score, we take into account your home's value, your current outstanding mortgage and what lien position will be placed for this loan.
> Explore home equity financing options
Howell Auto Loans
Take to the road in Livingston County sporting a new or used car financed with best-in-market auto loan rates from LOC Credit Union. We provide several financing options and insurance discounts.
Howell Boat and RV Loans
Water or land—whatever your pleasure—LOC can fit you with the right loan for your boat or recreational vehicle to take advantage of all the natural resources in Livingston County and the rest of Michigan.
> Learn more about boat and RV loans
Howell Debt Consolidation
The LOC Howell team specializes in helping the Livingston County community to knock out high-interest debt through several consolidation options.
> Learn more about debt consolidation
Do you high-rate loans elsewhere? Perhaps you are paying too much for your car, boat, RV or home. Talk to the refinancing experts in Livingston County at LOC. We can help you see if we can save you money by reducing your rate and or term.
> See rate options for refinancing
Howell Investment and Retirement Planning
LOC provides investment and retirement planning services to the Livingston County community through our wealth management professional.
> Learn more about wealth management services that include retirement and investment planning
Howell Free Checking
Want a free checking account in Livingston County? Come to LOC Credit Union. Our free checking comes with online and mobile access with e-Alerts, bill pay, and e-alerts. Plus you have access to more than 30,000 surcharge-free ATMs.