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In the coming weeks, MemberFocus members will begin receiving their new VISA credit cards.

LOC Cards- Your new credit card can now be activated!
MemberFocus Cards- New credit cards cannot be activated or used until June 24

Click here to learn more about your new card.


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Hartland Area

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Welcome to LOC Credit Union serving the banking needs of all of Livingston County including the communities of Hartland, Highland, Brighton and Green Oak Township

10002 Highland Rd
Hartland, MI 48353-2520
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Make An Appointment

Lobby Hours:

Monday-Friday: 10 am - 5 pm
Saturday: 9 am - noon

By Appointment:

Monday - Friday 9 am - 10 am
Friday: 5 pm - 6 pm

Walk-up ATM (Deposit-Taking/No envelope required)

800.837.4562

Hartland Mortgage and Home Equity Loans

Looking to buy a home or refinance a home in Livingston County? Turn to LOC Credit Union as your preferred mortgage lender through our Real Estate Lending expert, Bill Cook.

> Learn more about home financing

If you are a looking to make an update to an existing home or just want to leverage its equity, LOC Credit Union can provide both fixed-term and line of credit home equity loans. Instead of interest rates solely dependent on your credit score, we take into account your home's value, your current outstanding mortgage and what lien position will be placed for this loan.

> Explore home equity financing options

Hartland Auto Loans

Take to the road in Livingston County sporting a new or used car financed with best-in-market auto loan rates from LOC Credit Union. We provide several financing options and insurance discounts.

> Learn about auto loans

Hartland Boat and RV Loans

Water or land—whatever your pleasure—LOC can fit you with the right loan for your boat or recreational vehicle to take advantage of all the natural resources in Livingston County and the rest of Michigan.

 > Learn more about boat and RV loans

Hartland Debt Consolidation

The LOC Hartland team specializes in helping the Livingston County community to knock out high-interest debt through several consolidation options.

> Learn more about debt consolidation

Hartland Refinancing

Do you high-rate loans elsewhere? Perhaps you are paying too much for your car, boat, RV or home. Talk to the refinancing experts in Livingston County at LOC.  We can help you see if we can save you money by reducing your rate and or term.

> See rate options for refinancing

Hartland Investment and Retirement Planning

LOC provides investment and retirement planning services to the Hartland and Livingston County community through our wealth management professional.

> Learn more about wealth management services that include retirement and investment planning

Hartland Free Checking

Want a free checking account in Livingston County?  Come to LOC Credit Union in Hartland.  Our free checking comes with online and mobile access with e-Alerts, bill pay, and e-alerts.  Plus you have access to more than 30,000 surcharge-free ATMs.

> Compare our free checking

Need a loan?

Apply easily and quickly online for your next loan.

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More reasons to belong!

Check out these great member perks.

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Eliminate high interest debt.

Come in for a free loan review today.

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