With competitive rates and flexible repayment terms, we make it easier for you to finance your dream boat and enjoy endless adventures on the water. Whether you're exploring the pristine lakes or cruising along the scenic coastlines, our boat loan options are designed to fit your needs and budget. Don't miss the chance to take full advantage of the Great Lakes State this year with an affordable boat loan from LOC Credit Union with rates available as low as 6.29% Fixed APR.
Members of our Heroes Program are eligible to save an additional 0.30% Fixed APR off our lowest rates!
Credit Goals is your built-in guide to improving your credit health—available right within your Digital Banking app using SavvyMoney.
Whether you're aiming to boost your score, prepare for a big purchase, or simply stay on track, Credit Goals helps you:
It’s all a part of SavvyMoney—no extra steps, just simple, actionable progress toward your goals!
Join us in Farmington on Wednesday, June 18 for a free Lunch and Learn as we cover ways to educate and protect you and your loved ones from fraud.
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Card Management in Digital Banking puts you in control of your cards and can help prevent fraud from occurring on your accounts.
You may be looking to make some changes or improvements to your home. Are you feeling strapped for cash? Did you know you can tap into the equity of your home with a home equity loan with LOC?
It’s easy to become a member of LOC Credit Union!
Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan.
A current or eligible member's immediate family (spouse, sibling, child, grandchild, parent, grandparent) or an individual living in the same household of a current or eligible member can also join LOC.
Want to talk to someone?
Call: 800.837.4562
Text: 248.474.2200
Monday - Thursday 9 am to 5 pm
Friday 9 am to 6 pm
Saturday 9 am to 1 pm
Need to come in to speak to someone? Make an appointment at one of our convenient locations.