checking page tracking pixel

In the coming weeks, MemberFocus members will begin receiving their new VISA credit cards.

LOC Cards- Your new credit card can now be activated!
MemberFocus Cards- New credit cards cannot be activated or used until June 24

Click here to learn more about your new card.

See All | Contract
Join Us

Farmington Area

Link placeholder

Welcome to LOC Credit Union serving the banking needs of southwest Oakland County including Farmington, Farmington Hills, Novi, Milford, Commerce, Wixom, and Walled Lake.

22981 Farmington Rd
Farmington, MI 48336-3915
See Map

Make An Appointment

Lobby Hours

Monday-Friday: 10 am - 5 pm
Saturday: 9 am - noon

By Appointment:

Monday - Friday 9 am - 10 am
Friday: 5 pm - 6 pm

Drive-Thru Hours:

Monday - Thursday: 9 am - 5 pm
Friday: 9 am - 6 pm
Saturday : 9 am- noon

24-Hour Drive-Up ATM (Accepts Deposits; No envelope required)


Farmington/Farmington Hills Mortgage and Home Equity Loans

Looking to buy a home or refinance a home in Oakland County? Turn to LOC as your preferred mortgage lender with our Real Estate Lending expert, Charlie Nusser.

> Learn more about home financing

If you are a looking to make an update to an existing home or just want to leverage its equity, LOC can provide both fixed-term and line of credit home equity loans. Instead of interest rates solely dependent on your credit score, we take into account your home's value, your current outstanding mortgage and what lien position will be placed for this loan.

> Explore home equity financing options

Farmington/Farmington Hills Auto Loans

Take to the road in Oakland County sporting a new or used car financed with best-in-market auto loan rates from LOC. We provide several financing options and insurance discounts. Looking to buy out a lease?  We can help there, too!

> Learn about auto loans

Farmington/Farmington Hills Boat and RV Loans

Water or land—whatever your pleasure—LOC can fit you with the right loan for your boat or recreational vehicle to take advantage of all the natural resources in Oakland County and the rest of Michigan.

> Learn more about boat and RV loans

Farmington/Farmington Hills Debt Consolidation

The LOC Farmington/Farmington Hills team specializes in helping the Oakland County community to knock out high-interest debt through several consolidation options.

> Learn more about debt consolidation

Farmington/Farmington Hills Refinancing

Do you high-rate loans elsewhere? Perhaps you are paying too much for your car, boat, RV or home. Talk to the refinancing experts in Oakland County at LOC. We can help you see if we can save you money by reducing your rate and or term.

> See rate options for refinancing

Farmington/Farmington Hills Investment and Retirement Planning

LOC provides investment and retirement planning services to the Farmington/Farmington Hills and Oakland County community through our wealth management professional.

> Learn more about wealth management services that include retirement and investment planning

Farmington/Farmington Hills Free Checking

Want a free checking account in Oakland County? Come to LOC Credit Union in Farmington/Farmington Hills. Our free checking comes with online and mobile access with e-Alerts, bill pay, and e-alerts. Plus you have access to more than 30,000 surcharge-free ATMs.

> Compare our free checking

Need a loan?

Apply easily and quickly online for your next loan.

Learn more

More reasons to belong!

Check out these great member perks.

Learn more

Eliminate high interest debt.

Come in for a free loan review today.

Learn more

Find Us Call/Text Us
Back to Top