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In the coming weeks, MemberFocus members will begin receiving their new VISA credit cards.

LOC Cards- Your new credit card can now be activated!
MemberFocus Cards- New credit cards cannot be activated or used until June 24

Click here to learn more about your new card.

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Home Improvement

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Spruce Things Up With a
Home Improvement Personal Loan

Rates as Low as 8.99% APR for up to 36 months!

While most think of using a Home Equity Loan to finance their big home improvement projects, have you thought about how to finance those smaller projects, too? Have you considered how a Home Improvement Personal Loan could help you without having to deal with the appraisal process or high-interest rate credit cards? Now is the time to get moving on your home improvement projects!

Uses for Home Improvement Personal Loans:
  • Purchasing new appliances
  • New roof, windows, doors or siding
  • Landscaping projects
  • Air conditioning or furnace replacement
  • Update your insulation
  • Repairing or building a new deck or patio
Benefits of Home Improvement Personal Loans:
  • Finance as little as $1,000 and up to $25,000
  • Perfect for recent homebuyers with little to no equity looking to make home improvements 
  • Low fixed rates and flexible terms
  • No appraisal process
  • No lien on your home required
  • Instant decisions
  • Loan closings without visiting a branch using DocuSign
  • Loan proceeds can be deposited directly into your LOC account

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A credit card fit for your wallet.

LOC's VISA Credit Card: Low Fixed Rate with No Annual Fees.

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Call/Text Us: 800.837.4562

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