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In the coming weeks, MemberFocus members will begin receiving their new VISA credit cards.

 These new credit cards cannot be activated or used until June 24

Click here to learn more about your new card.

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Home Improvement

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Spruce Things Up With a
Home Improvement Personal Loan

Rates as Low as 10.00% APR for up to 36 months!

While most think of using a Home Equity Loan to finance their big home improvement projects, have you thought about how to finance those smaller projects, too? Have you considered how a Home Improvement Personal Loan could help you without having to deal with the appraisal process or high-interest rate credit cards? Now is the time to get moving on your home improvement projects!

Uses for Home Improvement Personal Loans:
  • Purchasing new appliances
  • New roof, windows, doors or siding
  • Landscaping projects
  • Air conditioning or furnace replacement
  • Update your insulation
  • Repairing or building a new deck or patio
Benefits of Home Improvement Personal Loans:
  • Finance as little as $1,000 and up to $30,000
  • Perfect for recent homebuyers with little to no equity looking to make home improvements 
  • Low fixed rates and flexible terms
  • No appraisal process
  • No lien on your home required
  • Instant decisions
  • Loan closings without visiting a branch using DocuSign
  • Loan proceeds can be deposited directly into your LOC account

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A credit card fit for your wallet.

LOC's VISA Credit Card: Low Fixed Rate with No Annual Fees.

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