Access to Digital Banking, Telephone Banking and LOC ATM's will be unavailable on Sunday, October 19 from 12AM to 9AM for regularly scheduled routine maintenance. We apologize for any inconvenience this may cause you.

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Get Exclusive Account Benefits
With The LOC Heroes Program! 

At LOC Credit Union, we thank the unsung heroes of our communities with exclusive discounts and rewards. If you’re in the military, law enforcement, fire service, health care, or education, you can join our Heroes Program at no cost. You can enroll in the Heroes Program by calling 800-837-4562 or visiting any of our six branches.

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Your Next Adventure Awaits

Fall is the perfect time to hit the open road and soak in the season's beauty. With an RV loan from LOC Credit Union, your next adventure is closer than you think with rates as low as 6.09% Fixed APR. Whether you're upgrading your camper or buying your first RV, we offer competitive rates, flexible terms and five-star service to make financing simple and affordable!

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With unrivaled security and smart savings, it's simple to secure your financial peace of mind with Premier Checking. 

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Your New Go-To
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Our Visa Platinum Credit Card is perfect if you are looking for an everyday good-value credit card or want to transfer balances from other high rate cards or cards with promotional rates expiring. 

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Let's Win Together

Are you ready to join LOC?

It’s easy to become a member of LOC Credit Union!

Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan.

A current or eligible member's immediate family (spouse, sibling, child, grandchild, parent, grandparent) or an individual living in the same household of a current or eligible member can also join LOC.

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Digital Banking

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Contact Us

Want to talk to someone?
Call: 800.837.4562
Text: 248.474.2200

Monday - Thursday 9 am to 5 pm
Friday 9 am to 6 pm
Saturday 9 am to 1 pm

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Make an Appointment

Need to come in to speak to someone? Make an appointment at one of our convenient locations.

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