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Reminder to All Members- Items being sent by mail, including payments, should be sent to:

LOC Credit Union
22981 Farmington Road
Farmington, MI 48336


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Auto Loan
Effective Date: Friday, August 12th, 2022
YearFixed APR As Low AsTermLoan TypeMinimum or Maximum
2016-2022 2.99% up to 66 Months New & Used Auto  
2016-2022 3.49% up to 72 Months New & Used Auto $15,000 Min
2016-2022 3.69% up to 84 Months New & Used Auto $30,000 Min
2015 & Older 5.29% up to 48 Months Used Auto  
2015 & Older 5.29% Up to 66 Months Used Auto $15,000 Min
2021-2022* 4.25% 85 to 120 Months New Auto $50,000 Min

Example: A loan amount of $25,000 with a rate as low as 2.69% for 66 months would have an approximate monthly payment of $408.15

APR = Annual Percentage Rate

*Credit score 700+ required 

Subject to approval. Approval and actual rate and term offered is based on overall creditworthiness factors and satisfactory collateral. 

Rates quoted are for loans up to 100% loan-to-value (LTV).  LTV's up to 115% are available. Contact us for more information. Restrictions apply.  

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