Frequently Asked Questions
This widget allows you to manage your preferences for Extended Overdraft Privilege if 1.) You have a qualifying account 2.) If we have a previous enrollment response from you. Opting in for Extended Overdraft Privilege allows LOC to cover your everyday debit card purchases and ATM transactions when you are short of funds to cover your transaction. Learn more about Extended Overdraft Privilege.
Your preference is updated immediately.
You may change your preference as often as you like and as your financial situation necessitates.
There is not. You will need to contact us.
It’s possible we have not received a previous enrollment response from you. Please send us a message in the Secure Message Center with your request, and we will review your account to see if it qualifies.