Auto Buying

• Pros & Cons of Leasing a Vehicle
  

  Looking to lease a vehicle?  Here are some pros and cons to consider.  

• Thinking About Refinancing Your Vehicle?
  

  Did you finance your vehicle at the dealership? Let us help save you hundreds of dollars each year by refinancing. 

• New or Used Auto - Which is Right For You?
  

  One of the biggest dilemmas consumers have when in the market for a vehicle is whether to buy new or used.

• Is a Lease Buyout Right For You?
  

  When your lease is over, you could drop the car off with the dealer, sign a few papers, and walk away. But have you considered what comes next? Have you considered buying out your current lease?

• Why Dealership Financing May Not Be The Best Option
  

  When choosing between financing at a dealership or credit union ask yourself which one will be more beneficial in the long run.

• Is It Time to Refinance Your Home?
  

  If you haven’t taken a look at your mortgage within the last five years, it may be time for you to consider refinancing.

• What To Look For When Considering A Home Equity Loan
  

  There are several items to keep in mind when evaluating your home equity options.  Learn More

• Five Insurance Tips for Your Home Updates
  

  These do's and don'ts can help keep you protected during a home improvement project. 

• Prepare Your Home For Winter
  

  Ensure your house is ready for the winter season with these tips. Learn More

• A Home Equity Loan Could Increase The Value of Your Home
  

  Did you know you can tap into the equity of your home with a home equity loan with LOC?

• How Much Does a Home Remodel Really Cost?
  

  Remodeling your home can be exciting, expensive, but oh so fulfilling. Maybe you’ve been dreaming of an updated kitchen in the house you want to buy, or new tile and fixtures for the bathroom in your current home. 

• Home Equity Loan vs Cash-Out Refinance
  

  A home equity loan and a cash-out refinance on your mortgage are two ways to access the value that has accumulated in your home. Although the loans are similar, they’re not the same.

• Protecting Your Identity Is Key To Staying Financially Fit
  

  One crucial way to stay financially fit is to make sure your identity is protected and not compromised. Read More

• Looking To Pay Down Your Debt Quicker?
  

  At LOC, we want to continue to help our members find a winning solution to getting out of debt quickly. 

• Improving Your Financial Health
  

  Start off by focusing on items such as consolidation, savings, planning and more. Read More

• Personal Loans vs Credit Cards: Which Is Best For Your Situation?
  

  Find out which option is best for you and your finances. 

• Personal Loans Are They Right For Your Financial Needs?
  

  Did you know? Not only can our personal loans get your finances in shape, they can also help you keep your finances in shape.

• Finding the Right Credit Card
  

  With so many options available to consumers today, it’s best to do your research and find out which card is right for you and your financial situation. 

• Personal Loans vs Credit Card Balance Transfers: Which is Right for You?
  

  Are you facing an uphill battle against debt that you just can’t seem to win? Found out which option is best for you and your finances. 

• Avoiding The Pitfalls of 0% Financing
  

  Before making a decision on a 0% financing offer, it’s important to review some of the pros and cons and make sure you can financially afford to go that route. 

• Debt Consolidation: Is It Right For You?
  

  Are you trying to eliminate debt and dig yourself out of a financial hole that seems to be getting deeper every day? Have you thought about consolidating your debt?

• How to Recover From and Avoid a Financial Setback
  

  Financial setbacks come in all shapes and sizes. Take these steps to get your finances back on track for the future.

• Budgeting Basics Everyone Should Know
  

  If you're looking to gain more control over your spending and begin working toward your financial goals, you should strongly consider following a budget.

• Why Dealership Financing May Not Be The Best Option
  

  When choosing between financing at a dealership or credit union ask yourself which one will be more beneficial in the long run.

• Start the New Year Off on the Right Financial Foot
  

  With 2023 here, we want to ensure you and your finances are ready for the New Year and beyond.

• Life Insurance: Are You Covered?
  

  The loss of a loved one can be an emotional roller-coaster, but it can also be a financial burden if the deceased is the sole income-provider and if soaring medical costs erase what savings he or she had.

• Why Consider a Roth IRA
  

  As you look to stay financially fit for the long-term, a Roth IRA may be one tool to consider as part of your planning. 

• Five Insurance Tips for Your Home Updates
  

  These do's and don'ts can help keep you protected during a home improvement project. 

• Money Management Tips for Students Going Off to College
  

  Here are a few tips to help you manage your money so you can stay financially fit through college. 

• Back to School 101 From LOC
  

  Whether your student is in elementary school, or starting their journey to college, we want to ensure your students and their finances are ready.